Home loan calculators
Calculate the possibilities.
Estimate borrowing power, repayments, upfront costs or refinance savings, then choose what to check with a broker.
Not sure which calculator to use?
Answer a few questions and we'll recommend one that matches your goals.
Browse calculators.
Start with the closest decision, then switch calculators as your numbers get clearer.
Buying a home
Borrowing power calculator
Estimate a borrowing range before you narrow your property search.
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Repayment calculator
Estimate repayments for a loan amount, interest rate, and loan term.
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Upfront buying costs calculator
Plan for deposit, stamp duty, legal costs, lender fees, and settlement cash.
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LMI calculator
Estimate LVR, the 80% deposit gap, and repayment impact from a lender-provided LMI figure.
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Stamp duty calculator
Estimate transfer duty by state before you verify costs with a conveyancer.
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Current loan or refinance
Refinance savings calculator
Compare your current repayment with a new-rate scenario and switch costs.
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Extra repayments calculator
See how extra repayments may reduce interest and shorten the loan term.
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Offset account calculator
Estimate how money in offset could reduce interest over time.
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Home equity calculator
Estimate total and usable equity before a refinance or loan review.
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What would a broker check next?
A calculator gives you a starting number. A broker can check whether the estimate fits your next move.
Calculator assumptions: General estimates only: not approval, not credit advice and not a loan recommendation. Outcomes depend on lender policy and verification.